The Debit Card serves as a plastic personal check. Use the card to make
purchases anywhere MasterCard® is accepted, even in places that
don't accept personal checks. The amount of your purchase is deducted directly from your First PREMIER Bank Personal checking account.
Real Time Processing*.
With Real Time Processing, you have access to more timely information and instant notification. You’ll be able to see your most recent debit card and ATM card transactions within seconds and your account will reflect a more accurate available balance.
Online, telephone and in-person transfers will be available immediately to the card instead of waiting to be posted the following business day.
You can use your card at any First PREMIER Bank ATM to withdraw cash, make deposits, transfer funds and review account balances. Access your cash at any ATM at First PREMIER Bank or in the MoneyPass® Network surcharge free. The network has more than 20,000 ATM locations nationwide. Visit MoneyPass and enter your zip code to find a surcharge-free ATM nearest you or download the iPhone or Android mobile app for when you are on the go.
You'll receive a complete record of all your ATM and debit card transactions on your monthly checking account statement.
Get cash at checkout.
Why make an extra trip to an ATM or the bank? Many merchants will allow you to use your debit card anywhere MasterCard® is accepted to make purchases AND get cash. Simply enter your PIN number instead of the “signature” option at checkout, and select the amount of cash you’d like back. It’s the ultimate in convenience and there are no fees!
Debit Card Overdraft Coverage.
If you add this service to your account, First PREMIER Bank may approve (authorize), at our discretion, up to $500 beyond your available balance for ATM and everyday (one time) debit card transactions. It doesn't cost anything unless you find yourself in a situation where you need it.
Sign up today.
If you have any questions or to report your card lost or stolen during normal business hours, please call us at 605-357-3177 or 800-315-6349.
To report your card lost or stolen after normal business hours, please call 800-535-8440.
- *Real Time does not change the processing time for ACH, wire transfers or check transactions.