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Business Checking

No matter the size of your business or organization, there’s a First PREMIER Bank business checking account to meet your needs. Choose from two High Volume and two Low Volume options – both designed for convenience, flexibility and value. Bid pricing is available for businesses with a large volume of transactions. Contact us for more information.

 High Volume With Earnings CreditHigh Volume With InterestLow Volume Without InterestLow Volume With Interest
Customer Profile For customers who routinely receive and write a large number of checks For customers who routinely receive and write a large number of checks and want their funds to earn interest For customers who do not write or receive a large volume of checks For customers with limited checking activity who want their funds to earn interest
Minimum Monthly Balance None None None None, however interest will be paid if you maintain at least a $500 balance
Monthly Maintenanace Fee $10 $10 None None
FREE Transactions Any deposited item drawn on First PREMIER Bank Any deposited item drawn on First PREMIER Bank Any deposited item drawn on First PREMIER Bank. 150 free items per statement cycle, $.20 per item thereafter (combination of debits and deposited items) Any deposited item drawn on First PREMIER Bank. 150 free items per statement cycle, $.20 per item thereafter (combination of debits and deposited items)
Per Withdrawal Charge $0.11 $0.11    
Per Deposit Items Charge: Local1 $0.06 $0.06    
Per Deposit Items Charge: Transit2 $0.09 $0.09    
Interest or Earnings Credit Earnings credit rate based on the previous monthly average of the 91 day T-Bill Tiered Variable Interest Rate None Tiered Variable Interest Rate3
Reserves 10% 10% None None

Additional Features:

FREE safekeeping4 or imaging of checks5
FREE Bill Pay
Online Banking
Online Statements

1Items deposited that are drawn on selected local banks. (Local banks are subject to change.)
2Items deposited that are run through the Federal Reserve other than selected local banks.
3Interest not paid for the days the balance falls below $500.
4When safekeeping checks, we will keep a record of your checks, but they will not be returned in your statement.
5You will receive images of your canceled checks, but original checks will not be returned in your statement.