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The Mortgage Process

First PREMIER Bank

What to Expect

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Step 1: Application

First PREMIER Bank makes the application process quick and easy. An online application is available at firstpremier.com/mortgage or you can simply apply in person. The information will also be used to determine if you are eligible for any special mortgage loan programs. After your application is submitted, a First PREMIER Bank lender will be in contact with you, review your application and ensure everything is complete.

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Step 2: Processing & Underwriting

A processor will gather verification documents, order an appraisal and submit your documents to the underwriter. The processor will stay in touch and provide you weekly updates on your status. The underwriter ensures your information has been verified and the loan meets eligibility requirements. If everything looks good, the underwriter approves the application with or without conditions.

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Step 3: Closing

Be ready to sign your name . . . a lot. Your closing will generally be held at a title company, and if needed, you will provide a cashier’s check from the bank for your total cash to close. Once you’re done signing – the keys are yours.

Disclosure:

For informational purposes only.