In 2000, there were 42.6 billion check payments and 2.1 billion electronic payments that moved through the Automated Clearing House (ACH) network. In 2023, 30.5 billion electronic payments (equaling $80.1 trillion) moved through the ACH network.

ACH is how we make and receive payments, so it is critical to have a reliable and consistent partner. If you don’t, you could be putting yourself at risk financially and reputationally. As 1 of 33 Nacha Direct members and the 11th largest ACH originating bank in the country, we put together this list of five things you should not compromise when it comes to partnering with an ACH provider.